XRP · Payments
An XRP price prediction for 2026 and 2030 starts with six numbers.
At the last market data read, XRP was at $1.04, 71% below its July 2025 high. Below are its real price history, the market cap each popular price target would need, and what one XRP would cost at other coins' sizes. To size XRP against any other coin, use the free crypto market cap calculator.
- Price
- $1.04
- −1.6% in 24 hours
- All-time high
- $3.65
- 17 Jul 2025, 3.5x the price now
- Market cap
- $66.1B
- Rank #6 of all coins
- Last 12 months
- $0.986 to $2.42
- Low Aug 2026, high Jan 2026
- Past year
- −56.5%
- Past 30 days −24.0%
- Supply
- 63.52 billion
- In circulation, 100 billion max
Market data read 12 Nov 2026, 06:30 UTC.
BitPredict members, last 30 days (12 calls)
XRP gained 239% in 2024 and lost 12% in 2025.
In every year so far XRP's high was at least 2 times its low, so a single year-end number hides most of what happens.
| Year | Start | End | Change |
|---|---|---|---|
| 2018from June | $0.611 | $0.348 | −43% |
| 2019 | $0.349 | $0.193 | −45% |
| 2020 | $0.193 | $0.220 | +14% |
| 2021 | $0.220 | $0.830 | +278% |
| 2022 | $0.830 | $0.339 | −59% |
| 2023 | $0.339 | $0.616 | +82% |
| 2024 | $0.616 | $2.08 | +239% |
| 2025 | $2.08 | $1.84 | −12% |
| 2026so far | $1.84 | $1.04 | −43% |
In 47 of the 90 months on record, XRP was higher a year later. It rose 50% or more in a single month 6 times, most recently in Nov 2024 (+283%).
Buying XRP a little at a time instead of all at once? The free crypto DCA calculator turns each buy into your average cost and break-even.
Market data read 12 Nov 2026, 06:30 UTC.
XRP would need a market cap of $635 billion to reach $10.
With 63.52 billion XRP in circulation, every price target is really a market cap target. This is what each popular one would take. To see what reaching one would make you after fees, try the free crypto profit calculator.
| XRP price | Market cap needed | Rise from now |
|---|---|---|
| $2 | $127 billion | 1.9x |
| $3.65its all-time high | $232 billion | 3.5x |
| $5 | $318 billion | 4.8x |
| $10 | $635 billion | 9.6x |
| $50 | $3.18 trillion | 48.0x |
| $100 | $6.35 trillion | 96.1x |
Market data read 12 Nov 2026, 06:30 UTC. Market cap needed = price × 63.52 billion XRP in circulation today.
One XRP would cost $3.94 if XRP were as big as Ethereum is today.
Another way to size a target is to borrow a real coin's market cap. Try any pair in the free crypto market cap calculator.
XRP now$1.04$66.1B
At Cardano's size$0.1020.098x
At Solana's size$0.7730.74x
At BNB's size$1.401.3x
At Ethereum's size$3.943.8x
At Bitcoin's size$23.3122.4xMarket data read 12 Nov 2026, 06:30 UTC. Bars use a log scale.
BitPredict members call XRP up or down for the next 24 hours.
- 1. PickChoose XRP and call it up or down for the next 24 hours.
- 2. LockYour call locks with a timestamp the moment you make it.
- 3. SettleA day later it settles against the market price and joins your public record.
Regulation and payment adoption move XRP more than crypto hype does.
XRP lives at the intersection of crypto and traditional finance, built around cross-border payments and settlement on the XRP Ledger. Watch the regulatory and legal backdrop around Ripple, exchange listings and delistings, payment-partner and institutional adoption news, and broader shifts in how markets treat compliance-focused tokens. These are the moments that swing sentiment hard in both directions.
XRP's best month on record was Nov 2024 (+283%) and its worst was Dec 2020 (−67%).
What is XRP (XRP)?
XRP is the native cryptocurrency of the XRP Ledger (XRPL), an open-source, decentralized blockchain first released in 2012. It is designed for fast, low-cost payments and cross-border value transfer, and is closely associated with the company Ripple, which uses XRP in some of its enterprise payment products. The ledger reaches agreement through a consensus protocol relying on a set of independent validating nodes rather than proof of work or proof of stake. All 100 billion XRP were created at the ledger's launch, with no additional coins mined over time.
| Category | Payments |
|---|---|
| Launched | 2012 |
| Consensus / type | XRP Ledger Consensus Protocol (federated consensus) |
| Blockchain | Own Layer 1 |
| Max supply | 100,000,000,000 |
| Primary use | Cross-border payments & settlement |
| Ticker | XRP |
| Also known as | Ripple |
Each XRP timeframe has its own page and tool.
These are the questions people ask most about the XRP price.
How high can XRP go?
XRP's highest price so far is $3.65, set on 17 Jul 2025. Getting back there takes a 3.5x rise and a market cap of about $232 billion, about the size of Ethereum today ($251B).
Can XRP reach $10?
At $10 the 63.52 billion XRP in circulation would be worth $635 billion. That is less than Bitcoin today ($1.48T).
Can XRP reach $100?
At $100 the 63.52 billion XRP in circulation would be worth $6.35 trillion. That is 2.6 times all crypto combined today ($2.47T).
Will XRP go back up in 2026?
XRP opened 2026 at $1.84 and was at $1.04 on 12 Nov 2026, down 43% for the year so far. Over the last 12 months it went as low as $0.986 in Aug 2026 and as high as $2.42 in Jan 2026. Over the last 30 days it is down 24%.
What is the XRP price prediction for 2030?
The numbers on this page show what each 2030 price would take: $10 needs a market cap of $635 billion, 9.6x the price now, and matching Ethereum's size today would put one XRP at $3.94. The XRP price prediction 2030 page covers what would drive XRP that far.
Is calling XRP on BitPredict free?
Yes. You call XRP up or down for the next 24 hours, the call locks with a timestamp, and it settles against the market price a day later. There is nothing to deposit.
Here is what prediction markets say about XRP.
- XRP reaching $5.00 before the end of 2026Polymarket1.1%chance
- XRP setting a new all-time high by 31 December 2026Polymarket0.7%chance
- XRP hitting $2 by 31 December 2026Polymarket4.7%chance
- XRP reaching $2.00 before the end of 2026Kalshi11%chance
Every market we track is listed on Polymarket odds today and Kalshi odds today.
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