XLM · Payments
An XLM price prediction for 2026 and 2030 starts with six numbers.
At the last market data read, XLM was at $0.147, 83% below its January 2018 high. Below are its real price history, the market cap each popular price target would need, and what one XLM would cost at other coins' sizes. To size XLM against any other coin, use the free crypto market cap calculator.
- Price
- $0.147
- +1.3% in 24 hours
- All-time high
- $0.8756
- 2 Jan 2018, 6.0x the price now
- Market cap
- $5.19B
- Rank #19 of all coins
- Last 12 months
- $0.136 to $0.30
- Low Feb 2026, high Dec 2025
- Past year
- −48.3%
- Past 30 days −24.2%
- Supply
- 35.38 billion
- In circulation, no fixed cap
Market data read 12 Nov 2026, 06:30 UTC.
XLM gained 158% in 2024 and lost 40% in 2025.
In every year so far XLM's high was at least 2 times its low, so a single year-end number hides most of what happens.
| Year | Start | End | Change |
|---|---|---|---|
| 2018from June | $0.296 | $0.110 | −63% |
| 2019 | $0.110 | $0.0449 | −59% |
| 2020 | $0.0449 | $0.128 | +184% |
| 2021 | $0.128 | $0.267 | +109% |
| 2022 | $0.267 | $0.0710 | −73% |
| 2023 | $0.0711 | $0.129 | +81% |
| 2024 | $0.129 | $0.333 | +158% |
| 2025 | $0.333 | $0.201 | −40% |
| 2026so far | $0.201 | $0.147 | −27% |
In 40 of the 90 months on record, XLM was higher a year later. It rose 50% or more in a single month 6 times, most recently in May 2026 (+64%).
Buying XLM a little at a time instead of all at once? The free crypto DCA calculator turns each buy into your average cost and break-even.
Market data read 12 Nov 2026, 06:30 UTC.
XLM would need a market cap of $35.4 billion to reach $1.
With 35.38 billion XLM in circulation, every price target is really a market cap target. This is what each popular one would take. To see what reaching one would make you after fees, try the free crypto profit calculator.
| XLM price | Market cap needed | Rise from now |
|---|---|---|
| $0.25 | $8.85 billion | 1.7x |
| $0.50 | $17.7 billion | 3.4x |
| $0.8756its all-time high | $31.0 billion | 6.0x |
| $1 | $35.4 billion | 6.8x |
| $5 | $177 billion | 34.1x |
| $10 | $354 billion | 68.2x |
Market data read 12 Nov 2026, 06:30 UTC. Market cap needed = price × 35.38 billion XLM in circulation today.
One XLM would cost $1.87 if XLM were as big as XRP is today.
Another way to size a target is to borrow a real coin's market cap. Try any pair in the free crypto market cap calculator.
XLM now$0.147$5.19B
At Hedera's size$0.08230.56x
At Cardano's size$0.1841.3x
At Dogecoin's size$0.2972.0x
At Solana's size$1.399.5x
At XRP's size$1.8712.7x
At Ethereum's size$7.0848.3xMarket data read 12 Nov 2026, 06:30 UTC. Bars use a log scale.
BitPredict members call XLM up or down for the next 24 hours.
- 1. PickChoose XLM and call it up or down for the next 24 hours.
- 2. LockYour call locks with a timestamp the moment you make it.
- 3. SettleA day later it settles against the market price and joins your public record.
Payment corridors and stablecoin activity on the network move XLM.
Stellar lives on cross-border payments and remittances: a low-fee network built for moving value and issuing assets, with anchors and fiat on-ramps in emerging markets. Watch for new payment partnerships and corridors, stablecoin and tokenized-asset activity on the network, exchange listings, and broader shifts in sentiment toward real-world payment use cases. These are the catalysts a sharp predictor tracks.
XLM's best month on record was Nov 2024 (+468%) and its worst was Dec 2020 (−37%).
What is Stellar (XLM)?
Stellar is an open-source, decentralized Layer 1 blockchain designed for fast, low-cost cross-border payments and the issuance of digital assets, including fiat-backed stablecoins. Its native token, the lumen (XLM), is used to pay transaction fees and cover minimum account balances on the network. The protocol reaches agreement using the Stellar Consensus Protocol, a form of federated Byzantine agreement, rather than proof of work or proof of stake. Stellar is maintained by the nonprofit Stellar Development Foundation and supports smart contracts through its Soroban platform.
| Category | Payments |
|---|---|
| Launched | 2014 |
| Consensus / type | Stellar Consensus Protocol (Federated Byzantine Agreement) |
| Blockchain | Own Layer 1 |
| Max supply | 50,000,000,000 |
| Primary use | Cross-border payments & asset issuance |
| Ticker | XLM |
Each XLM timeframe has its own page and tool.
These are the questions people ask most about the XLM price.
How high can XLM go?
XLM's highest price so far is $0.8756, set on 2 Jan 2018. Getting back there takes a 6.0x rise and a market cap of about $31.0 billion, about the size of Tron today ($30.1B).
Can XLM reach $1?
At $1 the 35.38 billion XLM in circulation would be worth $35.4 billion. That is more than Tron today ($30.1B).
Can XLM reach $10?
At $10 the 35.38 billion XLM in circulation would be worth $354 billion. That is more than Ethereum today ($251B).
Will XLM go back up in 2026?
XLM opened 2026 at $0.201 and was at $0.147 on 12 Nov 2026, down 27% for the year so far. Over the last 12 months it went as low as $0.136 in Feb 2026 and as high as $0.30 in Dec 2025. Over the last 30 days it is down 24%.
What is the XLM price prediction for 2030?
The numbers on this page show what each 2030 price would take: $1 needs a market cap of $35.4 billion, 6.8x the price now, and matching XRP's size today would put one XLM at $1.87.
Is calling XLM on BitPredict free?
Yes. You call XLM up or down for the next 24 hours, the call locks with a timestamp, and it settles against the market price a day later. There is nothing to deposit.
Here is what prediction markets say about crypto prices.
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